ICICI Bank mein online zero balance (free) account kholne ke liye bank ke paas ek mukhya option hota hai jise BSBDA (Basic Savings Bank Deposit Account) kaha jata hai. Iske alawa, students ke liye bhi ek special Zero Balance Student Account available hota hai.  

Normal regular digital accounts (jaise Insta Save) mein shuruat mein minimum balance ya initial funding rakhni padti hai, isliye agar aapko bilkul life-time free aur zero balance account chahiye, toh niche diye gaye step-wise process ko follow karein:

Account Opening Se Pehle Kya Taiyar Rakhein?

• Aadhaar Card (Mobile number se link hona chahiye)  
• Original PAN Card
• Ek safed kagaz aur black/blue pen (Live Signature ke liye)
• Achha internet aur camera wala phone

ICICI Bank Account ka Zero Balance Account kaise open kare ? step-wise process

1.ICICI Bank Website Ya iMobile App Par Jayein

ICICI Bank ke official web portal par jayein ya Google Play Store/App Store se iMobile Pay App download karke "Open a Savings Account" option par click karein. Digital accounts section mein "Basic Savings Bank Deposit Account (BSBDA)" ya "Zero Balance Account" ka chunaav karein.

2.Mobile Number Aur Email Verify Karein

Apna active Mobile Number, Email ID aur area PIN Code darj karein. Aapke number par ek OTP aayega, use daal kar verify karein.

3.PAN aur Aadhaar Details Dalein

Apna PAN Card number aur Aadhaar Card number enter karein. Iske baad Unique Identification Authority of India (UIDAI) ki taraf se aapke Aadhaar linked mobile number par ek 6-digit ka secure OTP aayega, use screen par fill karke aage badhein.

4.Personal Aur Professional Details Bharein

Yahan aapko apni baki jankari bharni hogi, jaise ki aapka Occupation (Salaried, Self-employed, Student ya Housewife), Annual Income (saalana kamai), Marital Status aur Nominee Details (waris ka naam aur rishta).

5.Video KYC (VKYC) Poori Karein

Account ko fully activate karne ke liye Video KYC ka option select karein. Bank ka ek representative aapse video call par judega. Wo aapka Original PAN card camera ke samne dikhane ko kahenge, aapka ek live photo click karenge, aur aapko white paper par live sign karke dikhana hoga.

Account Khulne Ke Baad Kya Milega?

Virtual Debit Card:

KYC complete hote hi aapko iMobile App par ek Virtual Debit Card turant mil jayega, jisse aap Google Pay, PhonePe ya online shopping shuru kar sakte hain.

Welcome Kit:

Agle 7 se 10 working days mein aapke ghar ke pate par ek free RuPay Debit Card aur passbook post ke zariye bhej di jayegi.

Dhyan Dein:

ICICI Bank BSBDA (Free) account mein aapko mahine mein maximum 4 baar ATM se cash nikalne ki free permission milti hai (ICICI aur anya banks ke ATM milakar). Isse zyada baar withdrawal karne par thoda charge lag sakta hai.